coming out of my shell

coming out of my shell

Sunday, January 19, 2014

Buying, Moving, and Selling

It is likely we will actually buy the house we have an offer on in Florida.  The offer has been accepted.  An actual closing date is being proposed.   We have been pre-approved for the loan.   Now the fun (NOT!) begins.

We are having some more problems with the Florida house re-inspection.  Sheesh.  I hate those *$#@! bankers.   They did a half-assed job of fixing something from the previous inspection (which resulted in us walking away from this house the first time around, back in November - and, by God, don't think we won't do it again!).  Now we have to fight nearly the same fight all over again.   The house is a foreclosure and unfortunately the owners are not in the picture.  It is Fannie Mae and the bankers are in charge.  They do not seem to care one bit about the house and the damage they will do to it if they do not fix things correctly.  Soul-less, limited vision, greedy, liars, cheaters, blah, blah, blah.   I really cannot get started on this right now.  Will get back to you with more on that later - too fresh to talk about without filling me with anxiety and provoking a full-on rant attack.  And it hasn't been resolved one way or another yet.   Hopefully tomorrow.   

I hate, hate, hate this stuff.  It reminds me too much of work but without the authority I was used to.  Work was not personal, so I could make decisions and play hardball and feel like it was a fun game that was mine to win.  This, however, is my life.  And I cannot just make all the decisions on my own.  I have to compromise and present a united front with my husband/partner, T.  If you have ever been in a relationship with another human being you know that rarely do two people ever agree on everything.  Or maybe anything.  But certainly never on how to direct a negotiation.  The inherent differences between two people's tolerance for risk are all too clear when they have to come together as one unit in the midst of an external negotiation process.  The struggle for two people to compromise in order to present a united front is mindboggling!  Seriously, it gets complicated.  It would probably be easier if one of us was a passive type.  But no, we cannot even slow dance together because I am unable to follow his lead.  I am not kidding.  We were both managers for many years and we are both used to being in charge at work.  This "buying a home" thing is good experience for us to learn to compromise and share power and authority in our old age.   Finally, after 42 1/2 years together!  We are making headway - mostly because HE is a rational person.  I will be so happy when buying, moving, and selling are all behind us and we can get back to settling into retirement.  

We want to interview a couple of realtors for selling our old house in NYS and get a few estimates from movers for moving our stuff down to Florida.   We had one well known moving company come and give us an estimate last week - really liked the estimator and we think we got a good quote.   Either this is going to be the easy part of the relocation, or it simply has not progressed to the part of the moving process that will drive me crazy.

We have been de-cluttering like crazy, and packing slowly but surely.   We are also painting some rooms, replacing things, cleaning, and generally trying to get the house to look good.  We finally met with a realtor the other day.  He is the son of a friend, fairly new to the game, but middle-aged and reinventing himself as a realtor after a successful career in the construction business.  I like his energy and enthusiasm (and sheer joy), but will also call a second, more experienced realtor and compare their services.  The more established realtor is someone our daughter used when she and MV lived up north.  I will confess to a worry about the more established of the two being motivated to sell a funky old house like ours out in the boondocks.  This place will not represent a lot of money for a realtor, and I worry the more established one is used to a different clientele and a higher profit.  The newer one seems "hungry" to make some sales and create a reputation.  He also grew up in this neck of the woods and understands the "rural life" and the people inhabiting the area.  If red flags are popping up in your mind, please do not worry.  We still have an open mind.  Really.   :)

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