More of the Same

New York house:
We talked to the lawyer yesterday and he is fairly confident the closing will be in the last week of March.   So far all "seems" well with that closing.  Of course, anything could happen at any minute.  I am vigilant and prepared, positively dripping with anxiety.  I have not closed my eyes or turned my back for weeks.  I SO want to leave this old house before the snow melts so I will not be reminded about the perennial beds we are leaving, nor be tempted to start weeding and mulching.   We threw away our wheelbarrow, so would not be able to start mulching anyway.   I am not sure what I think about living a life without a wheelbarrow, by the way.  It is disconcerting.  It will be one of our first purchases in Florida.

Florida house:

Talk about annoying... Fannie Mae does not seem to care about the house or our predicament.  As I mentioned in an earlier post, it seems they "misplaced" the deed-in-lieu of foreclosure from the previous owners and now have to track them down and get it.  In the meantime, we are at their mercy.  Because they are a mindless government bureaucracy, they will NOT let us move in and rent before the closing can take place. "Not their policy." It is like talking to a machine. Our Florida realtor has been valiant and proactive trying to get information and push them along.  So has our lender's agent.  I now have close personal relationships with both those women!  I love the Southern girls.  They are kind and friendly and hardworking.  However, if my realtor tells me "Everything happens for a reason" one more time I may say something I will most certainly regret. 

Moving:

We have rescheduled our move date with our movers three times...   It is embarrassing, and if the closing on this house is March 28th, then we really need to get out of town soon. Yesterday we made the decision to have the movers come early on the last week of March.  We will then hit the road (with our cat Buddy) later that week - depending on how the cleaning goes.  We found a pet friendly motel in Rocky Mount, NC.  If we have not closed on the Florida house by the time we arrive we may have to put poor Buddy in a kennel until we find a place to stay.  We are asking the movers to wait until after the 28th to deliver our stuff in Florida in hopes that we can take possession of the house by then (we live in hope).  If we have not closed and there is still indeterminate bullshit going on with the closing we will have the movers put all our earthly belongings in storage down there. We will then find a place to rent on a short term basis that allows pets and rent month by month until either we close on the house we want, or we find another place to buy.  Un*&^$@!#believable! We probably could negotiate with the new owners to rent back our current home for another month, but we decided not to.  We are tired of waiting. We want to leave before the spring gardening season hits.  And if all falls through and we are forced to start looking for a new Florida house, then we want to be down there to do it.  In the meantime, the key word is "adventure." 

We are still packing, still hauling junk to the curb, still taking bits and pieces to the Salvation Army. 

This is not fun.

That Nagging Bright Side Thing:
However, in spite of everything, I must admit there is still this spark deep inside me that promises everything.  It is the same spark that used to ignite when I skipped school in high school.  It is that "run away" spark that promises escape, excitement, and fun.  It keeps me going.  That, and knowing I will soon be playing with my grandchildren on a regular basis.  Playing can be done whether we are in a house with a pool or stuck in a seedy motel.  Of course, their parents probably won't let them come to the seedy motel.   Not to worry, they have a house with a pool.  Darn it Bright Side, you think of everything!

Once this buy/move/sell thing is behind me I really have to write about the joys of skipping school.   

Glitches Galore

The process of selling the house in NYS is moving along fairly well.  The closing date is tentatively March 29th.  But as we have learned, and we have learned a lot recently, nothing is set in stone.  We have a few things to do/repair as a result of the inspection.  It is not surprising that we have to spend some money to sell this place, it being an old house and all that.  We just want it all to work out and be done with it.   We want to move.

We will not be leaving NYS on March 7th after all.  In fact, we probably will not move until towards the end of the month.  We are still having problems closing on the Florida house.  That house, like so many Florida houses, is a foreclosure and is being sold by Fannie Mae - a notoriously difficult proposition. Apparently (and unbeknownst to us until recently) the original owners had offered to give Fannie Mae a "deed in lieu," which essentially turns the house over without having to go through the expense and ordeal of foreclosure. 

Well, Fannie Mae either did not actually get that deed in lieu or cannot find it.  It is not clear which.  As the February 21st closing date approached they became aware that they did not have it and so could not meet that deadline.  They asked for a week's extension to Feb 28th, which we signed off on, even though we had driven down to Florida for the Feb 21st closing.  On Feb 28th they still had not received it so they then asked for a new extension pushing the closing to March 28th. Silly us thought it was a "request." We gave them a March 20th extension thinking it would keep the pressure on them to find the damn paperwork.   Then we rescheduled our movers.  Yesterday we got notification from Fannie Mae (via our FL realtor) that they were not messing around on the March 28th date and if we did not sign a new agreement pushing the closing date to March 28th they would cancel the contract and we would be without a house.  As you can imagine we complied.  Lesson learned. 

Fannie Mae is in now charge of our lives.  Good to know.  Currently the tentative closing is March 28th.  Of course this is cutting it kind of close and we are hoping we do not have to reschedule the movers a third time.  Fannie Mae could still get that deed in lieu any day and the closing then could happen ASAP.  One never knows what will happen next and occasionally something good happens.  It is (not so) simple math.  Probability or something like that.  After all this trauma with buying and selling, when something good does happens it always feels so gloriously good.   Like Christmas.  Like the Cavalry arriving.  Like Mighty Mouse swooping down from the sky ("Here he comes to save the DAYYYYY!").  

We "took the weekend off" by going into deep denial mode, a mental vacation of sorts.  It helped.   Feeling a bit better today.   Almost time for a repair man to arrive.   Gotta go.